Best Pet insurers for FIV+ cats
Posted: Thu Sep 24, 2015 4:19 pm
So I rehomed King Tobias Warrior just over a week ago and got a months free pet insurance with PetPlan via Cats Protection. I then get a text saying I can get another months free so I called them up to enquire further.
Prices seem to be reasonable*, but then he put me thru to his colleague who tells me that insurance excludes the below:
-Anything FIV+ related
-Infections or infectious diseases
-Skin, mouth or oral disorders
-Gastro/indigestion disorders
Kinda feels a bit silly paying for a plan when the above is excluded and he is an indoor cat pffffft.
Does anyone know of any other good insurers who will cover FIV+ cats? Or is this what most insurers would exclude? (Bare in mind this is my first time ever being a pet owner so I really have no idea about all of this)
*PetPlans Prices
Essential Plan (very basic)
Only covered for the first year
£14.59 for 1st month
£14.58 for 10 x months
£65 excess
Covered for life (Up to £4k)
£19.94 1st month
£19.85 10 x months
(This includes my £65 rehoming cost if he was to pass away before he turns 10, otherwise it works out to be £2 less)
£70 excess
Covered for life (Up to £7k)
£22.21 1st month
£22.20 10 x months
(Again, the above includes a refund of my £65 rehoming cost if he was to pass away before he turns 10, otherwise it works out to be £2 less)
£70 excess
Prices seem to be reasonable*, but then he put me thru to his colleague who tells me that insurance excludes the below:
-Anything FIV+ related
-Infections or infectious diseases
-Skin, mouth or oral disorders
-Gastro/indigestion disorders
Kinda feels a bit silly paying for a plan when the above is excluded and he is an indoor cat pffffft.
Does anyone know of any other good insurers who will cover FIV+ cats? Or is this what most insurers would exclude? (Bare in mind this is my first time ever being a pet owner so I really have no idea about all of this)
*PetPlans Prices
Essential Plan (very basic)
Only covered for the first year
£14.59 for 1st month
£14.58 for 10 x months
£65 excess
Covered for life (Up to £4k)
£19.94 1st month
£19.85 10 x months
(This includes my £65 rehoming cost if he was to pass away before he turns 10, otherwise it works out to be £2 less)
£70 excess
Covered for life (Up to £7k)
£22.21 1st month
£22.20 10 x months
(Again, the above includes a refund of my £65 rehoming cost if he was to pass away before he turns 10, otherwise it works out to be £2 less)
£70 excess